Name: The Life Modes Model - A Data Driven Approach to Personalized Advice
Start: 2022-12-06T21:05:00Z
End: 2022-12-06T21:05:57.000Z
Location: BrightTALK
Rating: 5

Investment research and analysis for financial professionals. Unpack the latest investing trends. When you subscribe to the channel, you unlock unlimited access to tips on portfolio management, investment planning, business growth, and more. 

Join Preston Caldwell, Chief US Economist, for a deep dive into our US economic outlook for 2025 and beyond. 

Victory over high inflation seemed within sight at the end of 2023. But then core inflation jumped to 3.7% (q/q, annualized) in Q1 2024. This inflation surprise - in conjunction with a continued robust pace of economic expansion - has significantly delayed expectations of Fed interest rate cuts. Some investors think the Fed won't start cutting until 2025, and there are even murmurs about additional rate hikes.

Register now for all the details plus client-friendly charts to enhance your conversations!

Q4 2024 U.S. Economic Outlook: Has Recession Risk Disappeared?

According to Morningstar’s Voice of the Advisor Survey: “27% of advisors plan to increase the number of services they offer in the next year.” Do you have plans for 2025 to offer a deeper scope of services? 

Discover how Morningstar and Broadridge are working together to help advisors unlock a competitive edge through Securities-based Lending tools in Advisor Workstation. Join us for a conversation on the use cases and benefits of integrating securities-based loans (SBL) into your service.

Join us for a fireside chat and demo to learn: 

• The best client moments to introduce SBL to your clients and how it can make you stand out with your clients.
• How recent market changes are impacting investor interest and fit for SBL opportunities.
• Ways to use the Broadridge integration with Advisor Workstation to explore advanced lending options to better serve your clients. This integration is available to current Workstation subscribers, so if you can get started right away if you are a current client!

Expanding Your Service Offerings in 2025: Leveraging Securities-Based Lending Tools with Morningstar & Broadridge

Market volatility in an election year is undeniable. Morningstar’s Market Research team has surveyed a total of over 2,500 investors at different points this year leading up to the 2024 U.S. Presidential Election to better understand the impact the election and the major events around it has influenced their investment concerns and strategies. 

 Join Senior U.S. Economist Preston Caldwell, Senior U.S. Market Strategist David Sekera, Consumer Sector Director of Equity Analysis North America, Erin Lash, and Senior Director of Market Research Joe Agostinelli as they discuss these insights and explore strategies to navigate the advisor-client relationship. Learn how to identify opportunities amidst economic uncertainty and make informed decisions to help clients safeguard their financial future.

Investor Impact: How the U.S. Presidential Election is Affecting Investors

Hear from top leaders in the investment industry as they share insights, challenges, and opportunities about critical trends shaping the future of asset and wealth management.  

This session will equip you with valuable perspectives on managing a swiftly changing market landscape. Discover the profound impact of emerging trends, the challenges they present, and the opportunities they create. 

Key takeaways include:   
- Gain a comprehensive understanding of the latest trends in asset and wealth management 
- Master strategies for navigating a rapidly evolving market environment 
- Develop effective approaches to tackle the complexities of diverse investment types 

Meet Our Panelists:   
- Andy D’Souza, Chief Marketing Officer at Lord Abbett  
- Ann Miletti, CDO & Head of Active Equity at Allspring Global Investments  
- Atul Dalmia, Chief Analytics Officer at Morgan Stanley  
- Ben Johnson, Morningstar's Head of Client Solutions

Lessons from the C-Suite: Navigating the Future of Asset and Wealth Management

Join Morningstar CEO Kunal Kapoor and equity analysts Brian Colello and William Kerwin as they discuss the latest trends and challenges shaping the semiconductor industry in this live webinar. The analysts will share their fair value estimates for industry giants like Nvidia, Apple, and Broadcom, and break down the dynamics of industrial chip demand and the strategic investments companies are making in AI. 

Speakers: 
Kunal Kapoor, CEO, Morningstar 
Brian Colello, Technology Equity Strategist, Morningstar
William Kerwin, Equity Analyst, Morningstar

Investors First: Morningstar’s Outlook on Nvidia, AI Computing, and the Semiconductor Industry

As the upcoming US election looms, the potential impact on the market and your investments can seem evermore uncertain. 

Fortunately, we have Dan Lefkovitz, Strategist for Morningstar Indexes, and Tom Nations, Director of Research and Content, to dissemble the potential implications of the election on markets and portfolios. 

Here, we will break down their insights and show you:
-Election impact on market performance historically
-Long-term implications of different presidencies
-Prepping your portfolio for the upcoming election
-Ways Morningstar Direct can guide you through these turbulent times

How will the US election impact investments?

Join us for an insightful webinar led by Sheryl Rowling, CPA/PFS, a seasoned financial advisor and Editorial Director at Morningstar. This session equips financial advisors, tax professionals, and wealth managers with actionable tax-saving strategies tailored for election years. In this comprehensive session, Sheryl will begin by reviewing essential tools in your advisory toolbox. She'll guide you through understanding your clients' unique situations, selecting the appropriate tax strategies, and effective client communication. Plus, she'll share successful implementation tactics and emphasize the importance of taking credit for your achievements to build credibility and trust with your clients.

Learning Objectives:
1.Navigate policy uncertainty and market sentiment during election years 
2. Implement tax-efficient investing tactics like tax-loss harvesting and capital gain distribution avoidance
3. Utilize retirement plan contributions and Roth conversions strategically
4. Communicate effectively with clients to highlight your value as an advisor

This session is approved for one hour of CFP Board continuing education credit.

Election Year Tax Strategies for Clients

Join us for an insightful webinar designed to help financial advisors strengthen their value when communicating with clients and prospects. Learn how to leverage advanced research tools, Morningstar data, and intuitive features to provide clear, confident guidance on investment decisions. 

We'll cover how to: 
- Present compelling stories backed by data
- Perform in-depth portfolio analysis
- Use side-by-side comparisons to highlight key insights. 

This webinar will equip you with the knowledge and confidence to showcase your expertise, build trust, and enhance client engagement in a way that sets you apart from the competition.

Confident Conversations: Enhance Your Client Interactions with Morningstar Insights

In today's rapidly evolving financial landscape, asset and wealth management professionals face the challenge of market dynamics. With shifts in personalization trends, the growth of diverse asset classes, and the demand for increased efficiencies, identifying opportunities has become more crucial—and complex. These challenges can impact portfolio construction and decision-making, prompting professionals to seek effective strategies to navigate this environment. 

Join our webinar to explore the complexities of the current market and discover strategies for smarter portfolio construction. You will: 
- Explore Industry Trends: Dive into long-term market trends, with a focus on personalization, expanding asset classes, and strategies to enhance efficiencies. 
- Learn Implementation Techniques: Learn how to assess the impact of these market trends on your portfolio construction strategies. 

Gain valuable insights to inform your decision-making processes and optimize your approach to portfolio construction.

Evolving Portfolios: The Influence of Industry Trends on Portfolio Design

Chart a course through the financial aspirations of your clients with Morningstar’s goals-based planning features. Anchor your advice in the objectives that matter most to those you serve.

Investing with Intent: Goals-Based Investment Planning

Tax efficiency isn't just a strategy—it's a service. Learn how to apply tax-sensitive rebalancing and tactical trading methodologies within the Morningstar platform to enhance your clients' after-tax returns.

Tax-Smart Investing: Tax Sensitive Rebalancing and Tactical Trading

Understand how to build portfolios that resonate with the values and sustainability goals of your clients.

The Art of Portfolio Analysis: Crafting Personalized Portfolios

In the age of information, clarity is key. Excel in creating client reports and custom presentations that communicate complex financial data with simplicity and precision. Transform client conversations into winning strategies for success.

Winning Client Conversations: Mastering Client Reporting & Custom Presentations

Data can be both a blessing and a curse. It can expose opportunities but only with the right tools and processes in place. 

Learn how to use Morningstar Direct’s Performance Reporting module to build custom reports at scale. Our expert speakers will share tips to help you improve your processes and expedite your reporting and due diligence efforts.  

In this discussion, you’ll learn: 
- What the Performance Reporting tool is 
- How power users are leveraging its advanced reporting capabilities 
- How to build, format, and automate a report for comprehensive-yet-clear reporting 

Webinar Speakers:  
- Ben Johnson, Head of Client Solutions, Asset Management, Morningstar, Inc. 
- Brandon Krisko, VP, Direct Sales Specialist, Morningstar, Inc. 
- Peter Kalembasa, Senior Customer Success Manager, Morningstar, Inc.

Master Custom Reporting at Scale with Morningstar Direct

Unlock the power of Morningstar's quantitative analysis by diving into the very code that drives our investment insights. For the first time, we're revealing the source code behind three pivotal Interactive Research notebooks: Fantastic Funds, Portfolio Diversification Score, and U.S. Fund Fee Trends.  

This webinar will demonstrate how access to this code can elevate your investment strategies, allowing you to customize analyses and uncover deeper insights. Whether you're aiming to refine your quantitative skills or enhance your portfolio analysis, this session offers concrete ways to leverage our tools.

Webinar Speakers:  
- Tom Nations, Director of Research Products, Morningstar, Inc. 
- Sara Otterbeck, Senior Product Manager, Direct Analytics Lab, Morningstar, Inc.

Investment Analysis with Python: Explore Morningstar’s Source Code

In today's financial landscape, investor expectations have evolved. Now, financial advisors need to deliver more than just functional value—they also must focus on providing human-centric services. This shift has profound implications for client retention and acquisition strategies.  

Join us for an insightful webinar where we delve into the critical aspects of the client lifecycle in financial planning. We'll share top reasons why investors fire their advisors and actionable strategies to better attract and engage clients.

Why Investors Fire Advisors and How to Captivate and Retain Clients Instead

The great rotation into value stocks as well as mid- and small-cap stocks finally began in July 2024. Since the public release of ChatGPT, the market has been singularly focused on the growth opportunities from artificial intelligence. As those large-cap, growth stocks most closely tied to AI skyrocketed, small-cap and value stocks were left in the dust. In our last quarterly outlook, we reviewed why we thought the AI trade had run its course and that market returns would begin to broaden out. In this quarter’s webinar, we are going to review why we think this rotation has further room to run.   

Join Morningstar’s Chief U.S. Market Strategist Dave Sekera, CFA, and Chief U.S. Economist Preston Caldwell, as they review why we expect the economy will dodge a recession and which areas in the market still offer upside opportunities.  

Learn where we see undervalued opportunities within a more than fully-valued market and how we expect the US economy will play out over the course of this year. We will:  

Break down our valuations and identify undervalued opportunities across categories, sectors, and stocks.   

Highlight investable contrarian plays.   

Provide our forecasts for real U.S. GDP, inflation, and interest rates.  

In our market outlook, we utilize a bottom-up perspective to determine market valuation. By leveraging the 1,600 companies covered by Morningstar's equity analysts, we identify which areas are undervalued versus which are overvalued. From growth stocks to value stocks and from small-cap to large-cap, we will identify where we see value today. Following the presentation, we take as many questions from the audience as time allows. 

This webinar has been accepted by the CFP® Board for one continuing education (CE) credit for CFP® designations.

Morningstar’s Q4 2024 US Market Outlook: Will the Great Rotation Persist?

To remain competitive, today’s asset managers must constantly reassess and adjust their portfolios. This means sharing out comprehensive-yet-understandable reports. 

Join us as we walk through best practices in generating customized reports. In this webinar, we’ll review how to:
• Build custom collateral for internal and external distribution
• Automate reports for recurring analyses
• Generate side-by-side comparisons
• Use Presentation Studio in Morningstar Direct for comprehensive recommendations

Master Investment Recommendations with Presentation Studio in Morningstar Direct

Advisors are commonly taught the financial life cycle model that describes a path from zero to inter-generational wealth by way of several consecutive stages: Accumulation, Decumulation, and Legacy.  

The Life Modes model uses simple data about magnitude and trends in a client’s net worth to estimate what mode they are currently in based on actual data. The 7 financial modes are Chaos, Survival, Stability, Growth, Accelerated Growth, Preservation, or Distribution. Each mode is defined by the magnitude and slope of a client’s net worth.  

This data-driven approach to advice illuminates the current state of a client’s balance sheet, and leads to immediate, actionable steps a client can take to move into a more desirable financial mode.  

This webinar will provide an overview the Life Modes concept and demonstrate how data aggregation plus portfolio insights can be used by advisors for personalized advice and planning. 

You will learn:  

How to simplify the complexities of financial planning by using net worth information to identify what Life Mode your clients are in today  

Ways to leverage financial data aggregation in combination with portfolio analytics to enable goal setting that your clients can easily understand 

 

Webinar Speakers: Sarah Newcomb, Director of Financial Psychology at Morningstar 
Contact: sarah.newcomb@morningstar.com 

 

Hazal Sabah, Sr Product Manager at Morningstar ByAllAccounts 
Contact: hazal.sabah@morningstar.com

The Life Modes Model - A Data Driven Approach to Personalized Advice

Morningstar

Aggregation

Data Aggregation

Data Connections

Financial Planning

Performance Reporting

Personalization

Fintech

Innovation

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The Life Modes Model - A Data Driven Approach to Personalized Advice

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