Specialist – a growing market?

Specialist lenders can be much more flexible than high street lenders. They can offer mortgage solutions suited to a wider range of clients financial needs. This flexibility is likely to suit those who may struggle on the high street such as first time buyers, self employed or those with less-than-perfect credit histories and unlikely to get far with the big name banks. Mortgage affordability tests are getting harder to pass, while lending criteria is becoming increasingly tight. However, while barriers are thrown up for all but the most vanilla of cases, specialised lending takes a manual human approach to understanding the client’s needs. Join the Aldermore webinar to look at two cohorts of clients who are underserved, unloved and misunderstood in the market today. • First time buyers have faced many challenges over the last few years, with the cost of living increases and rising house prices. To make sure they are in the best possible position to get on to the property ladder for the first time, the support and knowledge of a broker has never been more vital. • Self Employed can feel like there's a lot of hoops to jump through to find a mortgage because of your accounts and complex income, from builders to plumbers, techies to contractors, whether you're a limited company or sole trader, we'll look at the big picture.